Business Owner's Policy (BOP) for Attorneys

If a client is hurt on your property, you have coverage to help pay for any medical or legal expenses arising from the accident.

Exactly as it sounds, this part of your policy can pay for repairs on or replacement of damaged property. It can also provide relief from any legal fees arising from a client's lawsuit.

Generally included for businesses that make, distribute, or sell physical products. This coverage can provide protection should that product cause harm to people or property.

This provides your firm coverage should your firm be sued for libel, slander, or copyright infringement.

This is the part of your BOP that responds to help pay for expenses due to damage from fire, theft, and certain weather events.

This provides coverage for items used to run your business, like furniture.

Sometimes you have to close your practice due to factors outside your control. This coverage can provide relief from lost income.

Required in many states, workers' compensation insurance is the right policy to cover damages and expenses from employees injured at work.

Employment Practices Liability (EPLI) is insurance that provides coverage for lawsuit expenses related to harassment claims, discrimination claims, and claims of wrongful termination.

Your personal auto policy, or your employee's policy, will not provide coverage for vehicles used for your firm. A Commercial Auto Insurance policy provides this coverage and may be required in your state. A non-owned auto endorsement can be added to your BOP, however.